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General Subscription Terms


1.  The applicant must not be currently diagnosed with cancer or have previously had cancer. An exception shall be made for individuals who have had a prior cancer diagnosis and received the necessary treatment, provided that a full period of no less than five (5) years has elapsed since full recovery prior to the date of the subscription application, during which the applicant has not undergone any treatment, medical intervention, or follow-up care related to such condition.
 2.   The King Hussein Cancer Foundation – Care Insurance reserves the right to take all necessary measures and procedures to verify whether the subscriber has or has previously had cancer. This includes, without limitation, the right to request medical reports, conduct additional examinations, or review previous medical records internally or through accredited medical entities. Cancer care Insurance also reserves the right to refuse to accept a subscription application or to renew the subscription if it is established that the subscriber has cancer.
 3.    If the King Hussein Cancer Foundation Care Insurance covers the treatment of any subscriber and it is later established that the subscriber had been diagnosed with cancer at the time of subscription, renewal, or prior thereto, coverage for that subscriber shall be terminated, and legal actions shall be taken to recover any amounts expended on the subscriber's treatment.
 4.    Any cancer diagnosed within the first six (6) months from the effective date of the subscription for new subscribers shall not be covered. This period shall be considered a waiting period, during which no benefits of any kind shall be provided.

 5.   The subscription fee shall be determined according to age categories, as detailed in the following table:

Age Group

Annual Subscription Fee (in Jordanian Dinars)

0-19 years

30

20-59 years

120

60 years and older

300

 

6.    In the event of a cancer diagnosis, coverage shall be provided in accordance with the treatment protocols approved by the King Hussein Cancer Center until full recovery, including referral of the subscriber to the Survivorship Clinic upon completion of the treatment plan, with no financial ceiling on the coverage.

7.  The King Hussein Cancer Foundation Care Insurance reserves the right, at its sole discretion, to adjust the annual subscription fee upon renewal, as deemed appropriate.

8.  The subscriber is obligated to notify the King Hussein Cancer Foundation Care Insurance immediately upon becoming aware of a diagnosis, and no later than ten (10) days, to ensure coverage. Failure to notify the Care Insurance within this period, and the expiration of the subscription year, shall result in the loss of coverage rights for the subscriber.



Coverage Provisions 

 

1.   In the unfortunate event of a cancer diagnosis during the active subscription period, the subscriber shall be required to renew the subscription annually throughout the course of treatment to ensure continuity of coverage.

2.  Any subscriber diagnosed with cancer must renew their subscription on the specified renewal date. Failure to renew within the designated period shall entitle the King Hussein Cancer Foundation Care Insurance to suspend coverage of treatment costs and medical services provided at the King Hussein Cancer Center, effective from the date the subscription expires without renewal.

3.  Insurance coverage shall include the costs of treatment and medical services in accordance with the treatment protocols approved by the King Hussein Cancer Center. Coverage shall continue until the subscriber is referred to the Survivorship Clinic following completion of the approved treatment plan. Coverage shall also extend to include treatment and medical services provided at the Survivorship Clinic for a period of one (1) year commencing from the end date of the approved treatment plan.

4.  Insurance coverage shall terminate upon the completion of one (1) year at the Survivorship Clinic. The subscriber is required to continue paying the annual subscription without interruption to ensure their right to request reactivation of coverage in the event of a recurrence of the same type of cancer. Reactivation of coverage shall be subject to the issuance of an approved medical decision by the King Hussein Cancer Center confirming the recurrence and the subscriber’s need for treatment in accordance with the approved protocols.

 


  Limist of Benefits under the"Cancer Care insurance" subscription - In event of Diagnosis - Allah Forbid:  

 

1.   Treatment, laboratory tests, and diagnostic imaging shall be provided exclusively at the King Hussein Cancer Center and through its accredited physicians. No costs incurred outside the Center or outside the Kingdom shall be covered, except in cases requested by the King Hussein Cancer Center.

2.    The King Hussein Cancer Foundation Care Insurance shall not cover the costs of any treatments or procedures for diseases other than cancer.

3.    The King Hussein Cancer Foundation Care Insurance shall not cover the costs of any treatments that are not included in the treatment protocols approved by the King Hussein Cancer Center.

4.   Hospitalization at the Center, in the event of a cancer diagnosis, shall be in second-class accommodation. Should the subscriber request first-class accommodation, they shall bear the full cost of the class difference.

5.     The King Hussein Cancer Center reserves the right to modify treatment protocols in accordance with its internal medical policies without the need for the subscriber’s consent.

 

  Limist of Benefits under the"Cancer Care insurance" subscription - In event of No Diagnosis:

 

1.   From the subscription start date, the subscriber is entitled to a twenty-five percent (25%) discount on laboratory tests, imaging, and endoscopic examinations requested by any external medical provider, provided that such services are performed exclusively at the King Hussein Cancer Center.

2.    The King Hussein Cancer Foundation Care Insurance reserves the right to modify or cancel the discount referred to in Clause 1 above at any time, without stating reasons, upon renewal of the subscription.

3.    Subscribers aged over eighteen (18) years are entitled to one (1) free clinical examination per year for early detection of cancer.